Now, only about eight million Americans, of the almost 45 million who are 65 and older, have such insurance, which is usually sold to people in their 50s and 60s. The average long-term care insurance premium for a couple who are both 60 years old is $2,000 to $3,500 annually, according to the American Association for Long-Term Care Insurance. The older you get, the more difficult and more expensive it is to buy.
Read full article: NY times
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